I’ve never been one for New Years Resolutions. Instead, I think of resolutions as healthy habits I’d like to develop. My biggest habit in 2018 was having healthier spending and saving habits. I’ve always been quite frugal and love to save a few bucks whenever possible. But this year, I kicked my savings into overdrive and […]
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How to Avoid Credit Card Debt When Creditors Won’t Leave You Alone
This is what a year’s worth of credit card solicitations looks like. When I first started getting them I figured they would stop after a while. But after I got four mailings in one day, I knew it was just the beginning so I started a collection. After a year, I saved about 120 invitations […]